Total and permanent disability insurance can help protect your financial future if a serious illness or injury leaves you permanently disabled, subject to policy terms and conditions. LifeCycle Financial helps New Zealanders explore disability cover options suited to their needs and financial commitments. Understand policy benefits, eligibility criteria, premiums and exclusions before choosing cover. Call 0800 507 770 or visit https://www.lifecyclefinancial.co.nz/insurance/total-permanent-disability-benefit-cover to learn more.